Skip to content
Find your exam
BankingGuide

NABARD grade A

Conducted by National Bank for Agriculture and Rural Development (NABARD)

  1. Phase 1 (prelims)
  2. Phase 2 (mains)
  3. Interview

Prelims, mains and interview for Assistant Manager: ESI and ARD at the core

NABARD Grade A Syllabus and Exam Pattern

BankingGraduate levelAge 21 to 30Updated 26 Oct 2026

The NABARD grade A syllabus rests on two subjects that decide almost everything: Economic and Social Issues (ESI) and Agriculture and Rural Development (ARD). Around them sit qualifying sections in reasoning, English, maths, computers and decision making in phase 1, a descriptive English paper in phase 2, and a 50 mark interview.

This page covers the generalist Assistant Manager post in the Rural Development Banking Service (RDBS), which draws the most applicants. Specialist streams such as finance, IT, law or engineering change the second mains paper, and we flag where that happens. The syllabus of NABARD grade A below follows the pattern printed in the most recent notification; NABARD revises small details often, so read the next one carefully.

Exam at a glance

  • Recruiting body

    National Bank for Agriculture and Rural Development
  • Post covered

    Assistant Manager, Grade A (RDBS generalist)
  • Phase 1

    200 objective questions, 200 marks, 120 minutes, online
  • Phase 2

    Two papers of 100 marks each, partly descriptive and typed
  • Interview

    50 marks
  • Negative marking

    One fourth of the marks for a question, on objective parts
  • Final merit

    Mains plus interview, out of 250

Three stages and which marks count

  1. Phase 1 (preliminary): a screening test. Five sections only need to be cleared; the merit for moving ahead is drawn from general awareness, ESI and ARD.
  2. Phase 2 (main): General English plus a subject paper. These 200 marks feed the final list.
  3. Interview: 50 marks, held in English or Hindi.

Prelims marks are used only for shortlisting. The final ranking adds your mains score to the interview, so a strong descriptive performance in the mains matters more than a high prelims total. Some recent notices also mentioned a psychometric test for particular posts; check whether it applies to your post in the latest advertisement.

NABARD prelims exam pattern

Phase 1 for Assistant Manager (RDBS), latest pattern
SectionQuestionsMarksNature
Test of Reasoning2020Qualifying
English Language3030Qualifying
Computer Knowledge2020Qualifying
Quantitative Aptitude2020Qualifying
Decision Making1010Qualifying
General Awareness2020Merit
Economic and Social Issues (rural focus)4040Merit
Agriculture and Rural Development (rural focus)4040Merit
Total (120 minutes)200200

For every incorrect response, 0.25 of that question's mark is cut. Qualifying sections have their own minimums, so English and quant still need steady practice even if they never reach the merit total.

NABARD mains exam pattern for generalists

Phase 2 (main examination), generalist RDBS
PaperFormatMarksTime
Paper I: General EnglishDescriptive, 3 questions, typed on a keyboard10090 minutes
Paper II: ESI and ARDObjective, 30 questions5030 minutes
Descriptive, attempt 4 of 6 (two of 15 marks, two of 10)5090 minutes

Paper I usually asks for an essay, a precis or comprehension, and a business or report style letter. In Paper II, descriptive answers can be typed in English or Hindi, which helps candidates who think faster in Hindi. For specialist streams, Paper II is a subject paper of the same build, with objective and descriptive halves.

Economic and Social Issues: what to study

  • Indian economy: nature and structural features, underdevelopment, opening up of the economy, globalisation, economic reforms, privatisation.
  • Inflation and growth: trends in prices, the Union Budget, fiscal and monetary policy as they touch rural India.
  • Poverty and jobs: poverty alleviation and employment generation schemes, rural employment programmes.
  • Population and society: demographic trends, urbanisation and migration, gender issues, multiculturalism, social justice and positive discrimination for weaker sections.
  • Social sectors: health and education, social movements, the role of banking and finance in inclusion.
  • Rural finance: industry and agriculture linkages, rural banking, microfinance and self help groups, cooperatives.

Merge your current affairs with this list. A budget announcement on irrigation or a new report on rural incomes is ESI material, not just general awareness.

ARD topics in the NABARD grade A syllabus

The agriculture paper reads like a compact undergraduate course. The main blocks are:

  • Agronomy and soils: field crops and cropping systems, soil types, soil and water conservation, integrated nutrient and pest management.
  • Water and engineering: water resources and irrigation methods, farm machinery, post harvest technology.
  • Horticulture and plantations: fruit, vegetable and plantation crops, their importance to rural income.
  • Animal husbandry and fisheries: livestock management, dairying, poultry, inland and marine fisheries.
  • Forestry and ecology: agroforestry, climate change and its effect on farming.
  • Extension and marketing: extension methods, agricultural marketing, warehousing, crop insurance, the present state of Indian agriculture.
  • Rural development: its meaning and importance, rural population and occupations, Panchayati Raj institutions, major rural development programmes.
Neha studied commerce and has never taken an agriculture class. For her first month she studies nothing but ARD basics, writing one page of notes per topic in plain language, then links each topic to a recent scheme. By the mock stage, ARD is her steadiest section, because she treated it as a new subject rather than a memory test.

Qualifying sections in brief

  • Reasoning: puzzles, seating arrangement, syllogism, inequality, blood relations, coding.
  • Quantitative aptitude: simplification, number series, data interpretation, quadratic equations, arithmetic word problems.
  • English: reading comprehension, error spotting, fillers, para jumbles.
  • Computer knowledge: hardware and software basics, networks, internet, MS Office style tools, security.
  • Decision making: short workplace or ethics scenarios where you choose the most sensible action.

Bank clerk or PO practice is enough for these, though the level is a little lower than a PO mains. Keep 20 to 30 minutes a day for them and give the rest of your time to the merit sections.

A five month study plan for NABARD

  1. Month 1: ARD and ESI concepts from the start, along with daily practice in one qualifying section.
  2. Month 2: government schemes, the budget speech and Economic Survey chapters on agriculture and social sectors, turned into short notes.
  3. Month 3: start typing practice for the mains. Write one 300 word answer on an ESI or ARD theme every day and one English essay twice a week.
  4. Month 4: full prelims mocks every third day, with error notes on where the minus quarter mark cost you.
  5. Month 5: descriptive answer revision, news from the previous half year, and a mock interview built around your degree and home district.

Because mains answers are typed, poor typing speed is a hidden weakness. Aim for 25 to 30 clean words a minute before the prelims result arrives.

Books and official material

For ARD, the class 11 and 12 NCERT books on agriculture related topics in geography and biology give a base, followed by any standard undergraduate agronomy text. For ESI, the NCERT economics books for classes 11 and 12, the yearly Economic Survey plus budget documents are more useful than general guide books. NABARD's own annual reports and research publications are excellent for rural finance questions.

Planning to sit the regulator exams too? Then the RBI grade B syllabus shares the ESI paper style, and the SEBI grade A syllabus overlaps on economics. Check who can apply on our NABARD grade A eligibility page and see the wider family in our bank exams section.

Section counts, timings and the post list come from the most recent advertisement. Download the next one from NABARD's official website and confirm every stage before you make a plan.

Frequently asked questions

What is the NABARD syllabus for prelims?

Phase 1 tests reasoning, English, computer knowledge, quantitative aptitude, decision making, general awareness, ESI and ARD. Only general awareness, ESI and ARD count toward merit for shortlisting; the rest are qualifying.

Is the NABARD mains descriptive?

Partly. Paper I on General English is fully descriptive. Paper II on ESI and ARD has a 50 mark objective part and a 50 mark descriptive part, and the answers are typed on a computer.

Can I write the NABARD mains in Hindi?

For the generalist Paper II, the descriptive answers can be typed in English or Hindi. Paper I is in English. Check the latest advertisement because language options can differ by post.

How many marks is the NABARD interview?

The interview carries 50 marks. It is added to the 200 mark mains score to form the final merit list.

Is there negative marking in NABARD grade A?

It applies to the objective sections, where one fourth of the marks assigned to a question is taken off when you pick wrongly. Descriptive answers carry no such penalty.

Which age band applies to NABARD grade A applicants?

General category applicants had to be between 21 and 30 in the most recent advertisement. SC and ST candidates could be up to 35, and OBC candidates up to 33. See our eligibility page for the full rules.